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PayPal Fee Calculator — What You Keep After Fees (2026)

Free PayPal fee calculator: enter sale amount & international mix → see fees, effective rate, and net payout. Then compare Stripe at your volume.

Quick scenarios

Payment stack — next step

Fee sources & last verified

Rates checked: 2026-07-24 · US published rates · Custom pricing and optional services excluded

Estimated PayPal cut
Enter your numbers, then click Calculate fees

US published rates only · International commercial payments add 1.50% · FX, disputes, optional services, and custom pricing excluded

When PayPal gets expensive

This quick estimate is most useful when you need to see whether convenience is quietly eating your margin.

Small ticket sales

The fixed fee matters much more when each charge is small.

  • Low average order values feel the $0.29–$0.49 fixed fee fastest
  • Your effective rate climbs even if the headline rate looks normal
  • Compare with Stripe before assuming PayPal is “close enough”

International mix

Cross-border volume widens the gap faster than many sellers expect.

  • Higher blended percentage raises the total cut
  • FX-heavy sales deserve a second pass in the compare tool
  • Use your real mix, not a generic rate assumption

What to do next

Use this page as step one, not the final answer.

  • Compare against Stripe at the same volume
  • Paste a real statement if your payout math feels off
  • Check all-in costs before changing your checkout stack

Upgrade: paste your statement for an AI report

The calculator above is for quick what-ifs. Use this layer when you have a real payout / invoice snippet — AI-assisted extract + TrueFeeCalc private fee intelligence → downloadable checklist.

AI-assistedPrivate fee intelligenceDownloadable report

Paste a PayPal payout or invoice snippet. AI-assisted extract + private fee intelligence → net, fees, and a downloadable checklist.

Your text is sent to our AI provider to generate this report and is not saved by the TrueFeeCalc app. Remove sensitive details before submitting. Privacy details.

AI-assisted result
Paste your numbers, then click Generate AI report

Estimates only · Not tax, legal, or investment advice · AI output must be checked against source records

Your proprietary-style report