@import "https://fonts.googleapis.com/css2?family=Space+Grotesk:wght@500;600;700&family=IBM+Plex+Sans:wght@400;500;600;700&family=IBM+Plex+Mono:wght@500;600&display=swap";:root{--tfc-ink:#12161d;--tfc-navy:#12161d;--tfc-text:#1c2430;--tfc-muted:#5b6572;--tfc-faint:#8b95a3;--tfc-bg:#f2f3f0;--tfc-surface:#fff;--tfc-surface-2:#f8f9f7;--tfc-border:#e2e4e0;--tfc-border-strong:#cfd2cc;--tfc-blue:#0f8a63;--tfc-blue-dark:#0b6f50;--tfc-blue-soft:#e4f2ec;--tfc-accent:#0f8a63;--tfc-accent-dark:#0b6f50;--tfc-accent-soft:#e4f2ec;--tfc-warn:#b45309;--tfc-warn-soft:#fdf1e3;--tfc-radius:14px;--tfc-radius-sm:10px;--tfc-shadow:0 1px 2px #12161d0d, 0 8px 24px -14px #12161d2e;--tfc-max:72rem;--tfc-content:34rem;--tfc-font:"IBM Plex Sans", system-ui, -apple-system, "Segoe UI", sans-serif;--tfc-display:"Space Grotesk", "IBM Plex Sans", system-ui, sans-serif;--tfc-mono:"IBM Plex Mono", ui-monospace, "SFMono-Regular", Menlo, monospace}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{font-family:var(--tfc-font);color:var(--tfc-text);background-color:var(--tfc-bg);-webkit-font-smoothing:antialiased;background-image:radial-gradient(#12161d0b 1px,#0000 1px);background-size:22px 22px;min-height:100dvh;margin:0;line-height:1.6}a{color:var(--tfc-accent-dark);text-underline-offset:3px}::selection{background:var(--tfc-accent-soft);color:var(--tfc-accent-dark)}.tfc-page{background:0 0;flex-direction:column;min-height:100dvh;display:flex}.tfc-container{width:100%;max-width:var(--tfc-max);margin:0 auto;padding:0 1.25rem}.tfc-container--narrow{max-width:36rem}.tfc-container--home{max-width:70rem}.tfc-header{z-index:50;backdrop-filter:saturate(1.4)blur(10px);border-bottom:1px solid var(--tfc-border);background:#f2f3f0d1;position:sticky;top:0}.tfc-header__inner{max-width:var(--tfc-max);justify-content:space-between;align-items:center;margin:0 auto;padding:.85rem 1.25rem;display:flex}.tfc-logo{align-items:center;gap:.5rem;text-decoration:none;display:inline-flex}.tfc-logo:before{content:"";background:var(--tfc-accent);width:.7rem;height:.7rem;box-shadow:inset 0 0 0 2px var(--tfc-ink);border-radius:3px;transform:rotate(45deg)}.tfc-logo:hover{text-decoration:none}.tfc-logo__text{font-family:var(--tfc-display);letter-spacing:-.03em;font-size:1.18rem;font-weight:700}.tfc-logo__true{color:var(--tfc-ink)}.tfc-logo__fee{color:var(--tfc-accent-dark)}.tfc-nav{gap:1.5rem;font-size:.9rem;font-weight:500;display:flex}.tfc-nav a{color:var(--tfc-muted);border-bottom:2px solid #0000;padding-bottom:2px;text-decoration:none;transition:color .15s,border-color .15s}.tfc-nav a:hover,.tfc-nav a.is-active{color:var(--tfc-ink);text-decoration:none}.tfc-nav a.is-active{border-bottom-color:var(--tfc-accent)}.tfc-hero--home{padding:3.25rem 0 2rem;position:relative}.tfc-hero--home:after{content:"";background:linear-gradient(90deg, var(--tfc-border-strong), transparent);max-width:70rem;height:1px;margin:1.75rem auto 0;display:block}.tfc-hero--home h1{max-width:20ch;font-family:var(--tfc-display);letter-spacing:-.035em;color:var(--tfc-ink);text-wrap:balance;margin:0 0 .85rem;font-size:clamp(2.1rem,5.5vw,3.4rem);font-weight:700;line-height:1.04}.tfc-hero__lead{color:var(--tfc-muted);max-width:46ch;margin:0 0 1rem;font-size:clamp(1rem,1.6vw,1.12rem)}.tfc-hero__trust{color:var(--tfc-accent-dark);background:var(--tfc-accent-soft);border:1px solid #c6e5d8;border-radius:999px;align-items:center;gap:.5rem;margin:0;padding:.3rem .7rem;font-size:.82rem;font-weight:600;display:inline-flex}.tfc-hero__trust:before{content:"";background:var(--tfc-accent);border-radius:50%;width:.42rem;height:.42rem}.tfc-section--home{padding:1.75rem 0 2.5rem}.tfc-section--dense{padding-top:.5rem}.tfc-section__header{margin-bottom:1.15rem}.tfc-section__title{font-family:var(--tfc-display);letter-spacing:-.02em;color:var(--tfc-ink);margin:0 0 .3rem;font-size:1.3rem;font-weight:600}.tfc-section__intro{color:var(--tfc-muted);max-width:60ch;margin:0;font-size:.95rem}.tfc-featured-list{grid-template-columns:1fr;gap:.85rem;margin:0;padding:0;list-style:none;display:grid}@media (width>=768px){.tfc-featured-list{grid-template-columns:repeat(3,minmax(0,1fr))}.tfc-featured-list>li:first-child{grid-column:span 2}}.tfc-featured-row{background:var(--tfc-surface);border:1px solid var(--tfc-border);border-radius:var(--tfc-radius-sm);color:inherit;align-items:flex-start;gap:.85rem;height:100%;min-height:8.5rem;padding:1.15rem 1.15rem 1.2rem;text-decoration:none;transition:transform .18s,box-shadow .18s,border-color .18s;display:flex}.tfc-featured-row:hover{border-color:var(--tfc-border-strong);box-shadow:var(--tfc-shadow);text-decoration:none;transform:translateY(-2px)}.tfc-featured-row__icon{width:2.4rem;height:2.4rem;font-family:var(--tfc-display);color:#fff;border-radius:.55rem;flex-shrink:0;place-items:center;font-size:.85rem;font-weight:700;display:grid}.tfc-featured-row__body{flex:1;min-width:0}.tfc-featured-row__eyebrow{text-transform:uppercase;letter-spacing:.09em;color:var(--tfc-accent-dark);margin-bottom:.3rem;font-size:.66rem;font-weight:700;display:inline-block}.tfc-featured-row__title{font-family:var(--tfc-display);color:var(--tfc-ink);letter-spacing:-.01em;margin-bottom:.3rem;font-size:1rem;font-weight:600;line-height:1.25;display:block}.tfc-featured-row__desc{color:var(--tfc-muted);font-size:.85rem;line-height:1.5;display:block}.tfc-featured-row .tfc-tag{margin-top:.65rem}.tfc-featured-row__chev{color:var(--tfc-faint);flex-shrink:0;font-size:1.35rem;transition:transform .18s,color .18s}.tfc-featured-row:hover .tfc-featured-row__chev{color:var(--tfc-accent);transform:translate(3px)}.tfc-view-all{margin:1.25rem 0 0;font-size:.92rem;font-weight:600}.tfc-view-all a{border-bottom:1px solid;padding-bottom:1px;text-decoration:none}.tfc-view-all a:hover{color:var(--tfc-ink)}.tfc-home-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:.85rem;margin:0;padding:0;list-style:none;display:grid}@media (width>=768px){.tfc-home-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem}}@media (width>=1080px){.tfc-home-grid{grid-template-columns:repeat(4,minmax(0,1fr))}}.tfc-home-grid__card{background:var(--tfc-surface);border:1px solid var(--tfc-border);border-radius:var(--tfc-radius-sm);min-height:11.5rem;color:inherit;flex-direction:column;gap:.6rem;padding:1.1rem;text-decoration:none;transition:transform .18s,box-shadow .18s,border-color .18s;display:flex}.tfc-home-grid__card:hover{border-color:var(--tfc-border-strong);box-shadow:var(--tfc-shadow);text-decoration:none;transform:translateY(-2px)}.tfc-home-grid__top{justify-content:space-between;align-items:center;gap:.75rem;display:flex}.tfc-home-grid__icon{width:2.4rem;height:2.4rem;font-family:var(--tfc-display);color:#fff;border-radius:.55rem;place-items:center;font-size:.85rem;font-weight:700;display:grid}.tfc-home-grid__badge{background:var(--tfc-accent-soft);color:var(--tfc-accent-dark);text-transform:uppercase;letter-spacing:.06em;border-radius:5px;align-items:center;padding:.2rem .5rem;font-size:.66rem;font-weight:700;display:inline-flex}.tfc-home-grid__badge--ai{color:#a7f3d0;background:#111827}.tfc-tool-icon{color:#fff;border-radius:.55rem;flex-shrink:0;place-items:center;width:2.4rem;height:2.4rem;display:grid;position:relative}.tfc-tool-icon__glyph{font-family:var(--tfc-display);font-size:.95rem;font-weight:700;line-height:1}.tfc-tool-icon--tile{border-radius:.6rem;width:2.6rem;height:2.6rem;margin-bottom:.7rem}.tfc-tool-icon--row{width:2.4rem;height:2.4rem}.tfc-tool-icon--ai{box-shadow:inset 0 0 0 1px #ffffff2e}.tfc-tool-icon__ai{color:#6ee7b7;min-width:1.15rem;height:1.05rem;font-family:var(--tfc-display);letter-spacing:.04em;text-align:center;box-shadow:0 0 0 1.5px var(--tfc-surface);background:#111827;border-radius:4px;padding:0 .22rem;font-size:.55rem;font-weight:700;line-height:1.05rem;position:absolute;top:-.35rem;right:-.4rem}.tfc-home-grid__title{font-family:var(--tfc-display);color:var(--tfc-ink);letter-spacing:-.01em;min-height:2.4rem;font-size:.98rem;font-weight:600;line-height:1.28}.tfc-home-grid__desc{color:var(--tfc-muted);flex:1;min-height:3.5rem;font-size:.83rem;line-height:1.5}.tfc-home-grid__card .tfc-tag{align-self:flex-start;margin-top:auto}.tfc-tag{text-transform:uppercase;letter-spacing:.06em;border-radius:5px;padding:.16rem .5rem;font-size:.64rem;font-weight:700;display:inline-block}.tfc-tag--payment{background:var(--tfc-accent-soft);color:var(--tfc-accent-dark)}.tfc-tag--freelance{color:#2c5282;background:#e7eef7}.tfc-tag--default{background:var(--tfc-surface-2);color:var(--tfc-muted)}.tfc-tools-hub{text-align:center;flex:1;padding:2.5rem 0}.tfc-tools-hub h1{font-family:var(--tfc-display);letter-spacing:-.03em;color:var(--tfc-ink);margin:0 0 .35rem;font-size:clamp(1.6rem,4vw,2.1rem);font-weight:700}.tfc-tools-hub__count{color:var(--tfc-muted);margin:0 0 1.75rem;font-size:.92rem}.tfc-grid-tiles{grid-template-columns:repeat(2,1fr);gap:.85rem;max-width:40rem;margin:0 auto;padding:0;list-style:none;display:grid}@media (width>=768px){.tfc-grid-tiles{grid-template-columns:repeat(4,1fr);gap:1rem;max-width:56rem}}.tfc-grid-tile{text-align:center;background:var(--tfc-surface);border:1px solid var(--tfc-border);border-radius:var(--tfc-radius-sm);color:inherit;flex-direction:column;align-items:center;min-height:10.25rem;padding:1.35rem .85rem;text-decoration:none;transition:transform .18s,box-shadow .18s,border-color .18s;display:flex}.tfc-grid-tile:hover{border-color:var(--tfc-border-strong);box-shadow:var(--tfc-shadow);text-decoration:none;transform:translateY(-2px)}.tfc-grid-tile__icon{width:2.6rem;height:2.6rem;font-family:var(--tfc-display);color:#fff;border-radius:.6rem;place-items:center;margin-bottom:.7rem;font-weight:700;display:grid}.tfc-grid-tile__title{font-family:var(--tfc-display);color:var(--tfc-ink);min-height:2.25rem;margin-bottom:.5rem;font-size:.86rem;font-weight:600;line-height:1.3}.tfc-grid-tile .tfc-tag{margin-top:auto}.tfc-tool-subnav{border-bottom:1px solid var(--tfc-border)}.tfc-tool-subnav__inner{max-width:var(--tfc-content);justify-content:space-between;align-items:center;gap:1rem;margin:0 auto;padding:.7rem 1.25rem;display:flex}.tfc-back-link{color:var(--tfc-muted);font-size:.86rem;font-weight:600;text-decoration:none;transition:color .15s}.tfc-back-link:hover{color:var(--tfc-accent-dark);text-decoration:none}.tfc-tool-hero{padding:2rem 0 .75rem}.tfc-tool-hero__inner{max-width:var(--tfc-content);margin:0 auto;padding:0 1.25rem}.tfc-tool-hero h1{font-family:var(--tfc-display);letter-spacing:-.03em;color:var(--tfc-ink);text-wrap:balance;margin:0 0 .55rem;font-size:clamp(1.55rem,3.6vw,2.1rem);font-weight:700;line-height:1.1}.tfc-tool-hero h1:after{content:"";background:var(--tfc-accent);border-radius:2px;width:2.5rem;height:3px;margin-top:.7rem;display:block}.tfc-tool-hero p{color:var(--tfc-muted);max-width:52ch;margin:0;font-size:.98rem}.zq-main{max-width:var(--tfc-content);flex:1;width:100%;margin:0 auto;padding:1.25rem 1.25rem 3rem}.zq-card{background:var(--tfc-surface);border:1px solid var(--tfc-border);border-radius:var(--tfc-radius);box-shadow:var(--tfc-shadow);padding:1.6rem;animation:.4s both tfc-rise}@keyframes tfc-rise{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}.zq-field{margin-bottom:1.1rem}.zq-field label{color:var(--tfc-text);margin-bottom:.4rem;font-size:.82rem;font-weight:600;display:block}.zq-field input{width:100%;font-size:1rem;font-family:var(--tfc-mono);font-variant-numeric:tabular-nums;color:var(--tfc-ink);border:1px solid var(--tfc-border-strong);border-radius:var(--tfc-radius-sm);background:var(--tfc-surface-2);min-height:2.85rem;padding:.72rem .9rem;transition:border-color .15s,box-shadow .15s,background .15s}.zq-field input::placeholder{color:var(--tfc-faint)}.zq-field input:focus{border-color:var(--tfc-accent);box-shadow:0 0 0 3px var(--tfc-accent-soft);background:#fff;outline:none}.zq-button{border-radius:var(--tfc-radius-sm);background:var(--tfc-accent);color:#fff;width:100%;min-height:2.95rem;font-family:var(--tfc-display);letter-spacing:-.01em;cursor:pointer;border:0;justify-content:center;align-items:center;margin-top:.35rem;font-size:.98rem;font-weight:600;transition:background .15s,transform 80ms;display:flex}.zq-button:hover{background:var(--tfc-accent-dark)}.zq-button:active{transform:translateY(1px)}.zq-button:focus-visible{outline:3px solid var(--tfc-accent-soft);outline-offset:2px}.zq-button:disabled{cursor:wait;opacity:.92}.zq-button.is-loading{pointer-events:none;gap:.55rem}.zq-button.is-loading:before{content:"";border:2px solid #ffffff59;border-top-color:#fff;border-radius:50%;flex-shrink:0;width:1.05rem;height:1.05rem;animation:.55s linear infinite tfc-spin}@keyframes tfc-spin{to{transform:rotate(360deg)}}@media (prefers-reduced-motion:reduce){.zq-button.is-loading:before{animation:.55s linear infinite tfc-spin!important}}.zq-result.is-idle .zq-result__value{color:#6b7c74;font-size:1rem;font-weight:500}.zq-result{border-radius:var(--tfc-radius-sm);background:linear-gradient(#f0f8f4,#e8f4ee);border:1px solid #c6e5d8;align-items:flex-start;gap:.95rem;margin-top:1.4rem;padding:1.15rem 1.2rem;display:flex}.zq-result__icon{background:var(--tfc-accent);color:#fff;width:2.4rem;height:2.4rem;font-family:var(--tfc-display);border-radius:8px;flex-shrink:0;place-items:center;font-size:1rem;font-weight:700;display:grid}.zq-result__body{min-width:0}.zq-result__label{text-transform:uppercase;letter-spacing:.08em;color:var(--tfc-accent-dark);margin-bottom:.25rem;font-size:.68rem;font-weight:700}.zq-result__value{font-family:var(--tfc-display);letter-spacing:-.02em;font-variant-numeric:tabular-nums;color:var(--tfc-ink);font-size:1.35rem;font-weight:700;line-height:1.25}.zq-result__disclaimer{color:var(--tfc-muted);margin:.5rem 0 0;font-size:.72rem}.zq-result__sub{font-variant-numeric:tabular-nums;color:var(--tfc-text);margin:.4rem 0 0;font-size:.84rem;line-height:1.5}.tfc-fee-breakdown{border-top:1px dashed #c6e5d8;margin-top:.75rem;padding-top:.65rem}.tfc-fee-breakdown__label{letter-spacing:.06em;text-transform:uppercase;color:var(--tfc-accent-dark);margin:0 0 .35rem;font-size:.68rem;font-weight:700}.tfc-fee-breakdown ul{color:var(--tfc-text);margin:0;padding-left:1.1rem;font-size:.84rem;line-height:1.45}.tfc-after-calc{border:1px solid var(--tfc-border);border-radius:var(--tfc-radius-sm);background:var(--tfc-surface);margin:1.15rem 0 .35rem;padding:.95rem 1rem}.tfc-after-calc__lead{color:var(--tfc-ink);margin:0 0 .65rem;font-size:.88rem;font-weight:600}.tfc-after-calc__row{flex-wrap:wrap;gap:.5rem;display:flex}.tfc-after-calc__btn{border-radius:var(--tfc-radius-sm);background:var(--tfc-accent);color:#fff;align-items:center;padding:.55rem .85rem;font-size:.82rem;font-weight:600;line-height:1.3;text-decoration:none;display:inline-flex}.tfc-after-calc__btn:hover{filter:brightness(.95)}.tfc-after-calc__btn--ghost{color:var(--tfc-accent-dark);border:1px solid var(--tfc-border-strong);background:0 0}.tfc-p16{border-top:1px solid var(--tfc-border);background:linear-gradient(#0f766e0a,#0000 70%);margin:1.25rem 0 1.75rem;padding:1.1rem 1.15rem 1.2rem}.tfc-p16__eyebrow{letter-spacing:.05em;text-transform:uppercase;color:var(--tfc-faint);margin:0 0 .35rem;font-size:.72rem;font-weight:600}.tfc-p16__q{color:var(--tfc-ink);margin:0 0 .75rem;font-size:.95rem;line-height:1.45}.tfc-p16__choices{flex-wrap:wrap;gap:.5rem;margin-bottom:.85rem;display:flex}.tfc-p16__choice{appearance:none;cursor:pointer;font:inherit;color:var(--tfc-ink);background:var(--tfc-surface-2);border:1px solid var(--tfc-border-strong);border-radius:var(--tfc-radius-sm);padding:.55rem .85rem;font-size:.88rem}.tfc-p16__choice:hover{border-color:var(--tfc-accent)}.tfc-p16__choice[aria-pressed=true]{border-color:var(--tfc-accent);background:#0f766e14}.tfc-p16__follow{margin-top:.35rem}.tfc-p16__label{color:var(--tfc-muted);margin:0 0 .35rem;font-size:.82rem;display:block}.tfc-p16__row{flex-wrap:wrap;align-items:center;gap:.5rem;display:flex}.tfc-p16__input{min-width:0;font:inherit;border:1px solid var(--tfc-border-strong);border-radius:var(--tfc-radius-sm);color:var(--tfc-ink);background:#fff;flex:12rem;padding:.65rem .8rem;font-size:.92rem}.tfc-p16__submit{flex:none}.tfc-p16__fine,.tfc-p16__alt,.tfc-p16__thanks{color:var(--tfc-muted);margin:.65rem 0 0;font-size:.8rem;line-height:1.45}.tfc-p16__alt a,.tfc-p16__thanks a{color:var(--tfc-accent-dark)}.zq-field textarea,.zq-field select{width:100%;font-size:.95rem;font-family:var(--tfc-font);border:1px solid var(--tfc-border-strong);border-radius:var(--tfc-radius-sm);background:var(--tfc-surface-2);color:var(--tfc-text);resize:vertical;padding:.72rem .9rem}.zq-field textarea:focus,.zq-field select:focus{border-color:var(--tfc-accent);background:#fff;outline:none}.tfc-amt__note{color:var(--tfc-muted);margin:0 0 1rem;font-size:.84rem;line-height:1.5}.tfc-amt__badges{flex-wrap:wrap;gap:.4rem;margin:0 0 .75rem;display:flex}.tfc-amt__badge{border:1px solid var(--tfc-border-strong);background:var(--tfc-surface-2);color:var(--tfc-text);letter-spacing:.04em;text-transform:uppercase;border-radius:5px;align-items:center;padding:.22rem .55rem;font-size:.66rem;font-weight:700;display:inline-flex}.tfc-amt__badge--ai{background:var(--tfc-accent-soft);color:var(--tfc-accent-dark);border-color:#0000}.tfc-amt__actions{flex-wrap:wrap;gap:.6rem;margin:0 0 1rem;display:flex}.tfc-amt__ghost,.tfc-amt__secondary{border:1px solid var(--tfc-border-strong);background:var(--tfc-surface-2);color:var(--tfc-text);font-family:var(--tfc-font);cursor:pointer;border-radius:7px;padding:.55rem .9rem;font-size:.85rem;font-weight:600}.tfc-amt__secondary:hover,.tfc-amt__ghost:hover{border-color:var(--tfc-accent)}.tfc-amt__status{min-height:1.2rem;color:var(--tfc-muted);margin:0 0 .8rem;font-size:.78rem}.tfc-amt__report-wrap{margin-top:1.4rem}.tfc-amt__report-title{font-family:var(--tfc-display);margin:0 0 .5rem;font-size:1.05rem}.tfc-amt__report{max-height:22rem;font-family:var(--tfc-mono);white-space:pre-wrap;background:var(--tfc-surface-2);border:1px solid var(--tfc-border);border-radius:var(--tfc-radius-sm);color:var(--tfc-text);margin:0;padding:1rem;font-size:.78rem;line-height:1.45;overflow:auto}.tfc-ai-boost{border-top:1px solid var(--tfc-border);margin-top:2rem;padding-top:1.5rem}.tfc-ai-boost__head{margin-bottom:1rem}.tfc-ai-boost__title{font-family:var(--tfc-display);letter-spacing:-.02em;color:var(--tfc-ink);margin:0 0 .45rem;font-size:1.15rem;font-weight:700}.tfc-ai-boost__lead{color:var(--tfc-muted);margin:0;font-size:.88rem;line-height:1.5}.tfc-hero__eyebrow{letter-spacing:.08em;text-transform:uppercase;color:var(--tfc-accent-dark);margin:0 0 .65rem;font-size:.72rem;font-weight:700}.tfc-hero__ctas{flex-wrap:wrap;gap:.65rem;margin:1.1rem 0 0;display:flex}.tfc-stack-pitch{gap:.75rem;margin:0;padding:0;list-style:none;display:grid}.tfc-stack-pitch li{background:var(--tfc-surface);border:1px solid var(--tfc-border);border-radius:var(--tfc-radius-sm);color:var(--tfc-text);padding:.9rem 1rem;font-size:.92rem;line-height:1.45}.tfc-ws{border-bottom:1px solid var(--tfc-border);color:#e5e7eb;background:#111827}.tfc-ws__inner{max-width:var(--tfc-content);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:.75rem 1.25rem;margin:0 auto;padding:.7rem 1.1rem;display:flex}.tfc-ws__title{font-family:var(--tfc-display);margin:0 .5rem 0 .35rem;font-size:.92rem;display:inline-block}.tfc-ws__status{color:#9ca3af;margin:.25rem 0 0;font-size:.75rem}.tfc-ws__actions{flex-wrap:wrap;gap:.5rem;display:flex}.tfc-ws__link{color:#e5e7eb;border:1px solid #374151;border-radius:6px;align-items:center;padding:.35rem .7rem;font-size:.78rem;font-weight:600;text-decoration:none;display:inline-flex}.tfc-ws__link--next{background:var(--tfc-accent);color:#fff;border-color:#0000}.tfc-ws-page__fields,.tfc-ws-page__steps{margin:0 0 1.25rem;padding-left:1.1rem;font-size:.9rem;line-height:1.55}.tfc-ws-page__steps li.is-done a{color:var(--tfc-accent-dark)}.tfc-ws-page__done{text-transform:uppercase;color:var(--tfc-accent-dark);margin-left:.35rem;font-size:.7rem;font-weight:700}.tfc-ws-page__todo{text-transform:uppercase;color:var(--tfc-faint);margin-left:.35rem;font-size:.7rem;font-weight:700}.tfc-ws-page__empty{color:var(--tfc-muted);margin-left:-1.1rem;list-style:none}.tfc-ws-page__badges{flex-wrap:wrap;gap:.4rem;margin-bottom:1rem;display:flex}.tfc-paystack{border-bottom:1px solid var(--tfc-border);margin-bottom:1.4rem;padding-bottom:1.2rem}.tfc-paystack__heading{text-transform:uppercase;letter-spacing:.08em;color:var(--tfc-faint);margin:0 0 .55rem;font-size:.7rem;font-weight:700}.tfc-paystack__preset-row{flex-wrap:wrap;gap:.5rem;margin-bottom:1.1rem;display:flex}.tfc-paystack__preset{border:1px solid var(--tfc-border-strong);background:var(--tfc-surface-2);color:var(--tfc-text);font-family:var(--tfc-font);cursor:pointer;border-radius:7px;padding:.4rem .8rem;font-size:.8rem;font-weight:600;transition:border-color .15s,background .15s,color .15s}.tfc-paystack__preset:hover{border-color:var(--tfc-accent);background:var(--tfc-accent-soft);color:var(--tfc-accent-dark)}.tfc-paystack__breakdown{background:var(--tfc-surface-2);border:1px solid var(--tfc-border);border-radius:var(--tfc-radius-sm);margin:1rem 0;padding:.9rem 1rem}.tfc-paystack__list{font-variant-numeric:tabular-nums;color:var(--tfc-text);margin:0;padding-left:1.15rem;font-size:.84rem}.tfc-paystack__list li{margin-bottom:.25rem}.tfc-paystack__muted{color:var(--tfc-muted)}.tfc-paystack__chain{margin:1.1rem 0 0}.tfc-paystack__chain-list{flex-direction:column;gap:.6rem;margin:0;padding:0;list-style:none;display:flex}.tfc-paystack__chain-list li{background:var(--tfc-surface-2);border:1px solid var(--tfc-border);border-radius:var(--tfc-radius-sm);padding:.7rem .85rem;transition:border-color .15s,transform .15s}.tfc-paystack__chain-list li:hover{border-color:var(--tfc-accent);transform:translate(2px)}.tfc-paystack__chain-link{font-family:var(--tfc-display);color:var(--tfc-ink);font-size:.9rem;font-weight:600;text-decoration:none}.tfc-paystack__chain-link:after{content:" →";color:var(--tfc-accent)}.tfc-paystack__chain-blurb{color:var(--tfc-muted);margin-top:.15rem;font-size:.76rem;display:block}.tfc-paystack__sources{margin-top:1rem;font-size:.82rem}.tfc-paystack__sources summary{cursor:pointer;color:var(--tfc-muted);font-weight:600}.tfc-paystack__sources summary:hover{color:var(--tfc-ink)}.tfc-paystack__verified{color:var(--tfc-muted);margin:.55rem 0;font-size:.78rem}.tfc-rates{margin-top:1.5rem}.tfc-rates__caption{text-transform:uppercase;letter-spacing:.08em;color:var(--tfc-faint);margin:0 0 .6rem;font-size:.7rem;font-weight:700}.tfc-rates__table{border-collapse:collapse;font-variant-numeric:tabular-nums;width:100%;font-size:.84rem}.tfc-rates__table th,.tfc-rates__table td{text-align:right;border-bottom:1px solid var(--tfc-border);padding:.55rem .6rem}.tfc-rates__table th:first-child,.tfc-rates__table td:first-child{text-align:left;font-family:var(--tfc-display);color:var(--tfc-ink);font-weight:600}.tfc-rates__table thead th{font-family:var(--tfc-font);text-transform:uppercase;letter-spacing:.05em;color:var(--tfc-muted);border-bottom:2px solid var(--tfc-border-strong);font-size:.68rem;font-weight:700}.tfc-rates__table tbody tr:last-child td{border-bottom:0}.tfc-rates__note{color:var(--tfc-muted);margin:.6rem 0 0;font-size:.72rem}.tfc-rates__note a{color:var(--tfc-accent-dark)}.tfc-product-section{border-top:1px solid var(--tfc-border);margin-top:1.5rem;padding-top:1.25rem}.tfc-product-section__title{font-family:var(--tfc-display);letter-spacing:-.02em;color:var(--tfc-ink);margin:0 0 .4rem;font-size:1.05rem;font-weight:600}.tfc-product-section__intro{color:var(--tfc-muted);margin:0 0 .9rem;font-size:.86rem;line-height:1.55}.tfc-insight-grid{grid-template-columns:1fr;gap:.8rem;display:grid}@media (width>=768px){.tfc-insight-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}.tfc-insight-card{background:var(--tfc-surface-2);border:1px solid var(--tfc-border);border-radius:var(--tfc-radius-sm);padding:.95rem 1rem}.tfc-insight-card h3{font-family:var(--tfc-display);letter-spacing:-.01em;color:var(--tfc-ink);margin:0 0 .4rem;font-size:.92rem;font-weight:600}.tfc-insight-card p{color:var(--tfc-muted);margin:0 0 .55rem;font-size:.8rem;line-height:1.55}.tfc-insight-card ul{color:var(--tfc-text);margin:0;padding-left:1rem;font-size:.8rem;line-height:1.55}.tfc-insight-card li+li{margin-top:.2rem}.tfc-compare-table{border-collapse:collapse;font-variant-numeric:tabular-nums;width:100%;font-size:.83rem}.tfc-compare-table th,.tfc-compare-table td{border-bottom:1px solid var(--tfc-border);text-align:right;padding:.6rem .55rem}.tfc-compare-table th:first-child,.tfc-compare-table td:first-child{text-align:left}.tfc-compare-table thead th{text-transform:uppercase;letter-spacing:.06em;color:var(--tfc-muted);font-size:.68rem}.tfc-compare-table tbody tr:last-child td{border-bottom:0}.tfc-compare-table__winner{color:var(--tfc-accent-dark);font-weight:700}.tfc-link-grid{grid-template-columns:1fr;gap:.7rem;display:grid}@media (width>=768px){.tfc-link-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}.tfc-link-card{background:var(--tfc-surface-2);border:1px solid var(--tfc-border);border-radius:var(--tfc-radius-sm);color:inherit;padding:.9rem 1rem;text-decoration:none;transition:transform .15s,border-color .15s;display:block}.tfc-link-card:hover{border-color:var(--tfc-accent);text-decoration:none;transform:translateY(-1px)}.tfc-link-card strong{font-family:var(--tfc-display);color:var(--tfc-ink);margin-bottom:.2rem;font-size:.92rem;font-weight:600;display:block}.tfc-link-card span{color:var(--tfc-muted);font-size:.79rem;line-height:1.5;display:block}.tfc-prose{max-width:var(--tfc-content);flex:1;width:100%;margin:0 auto;padding:2rem 1.25rem 3rem}.tfc-prose h1{font-family:var(--tfc-display);letter-spacing:-.03em;color:var(--tfc-ink);margin:0 0 1rem;font-size:1.75rem;font-weight:700}.tfc-prose--centered,.tfc-prose--centered h1{text-align:center}.tfc-prose p{color:var(--tfc-muted);margin:0 0 1rem;line-height:1.7}.tfc-lead{font-size:1.05rem;color:var(--tfc-text)!important}.tfc-policy-list{text-align:left;margin:0 0 1.5rem;padding:0;list-style:none}.tfc-policy-list li{border-bottom:1px solid var(--tfc-border);gap:.9rem;padding:1.05rem 0;display:flex}.tfc-policy-list li:last-child{border-bottom:0}.tfc-policy-list__icon{background:var(--tfc-accent-soft);width:2.6rem;height:2.6rem;color:var(--tfc-accent-dark);border-radius:.6rem;flex-shrink:0;place-items:center;font-size:1.1rem;display:grid}.tfc-policy-list strong{color:var(--tfc-ink);margin-bottom:.25rem;display:block}.tfc-policy-list p{margin:0;font-size:.9rem}.tfc-policy-note{text-align:center;font-size:.9rem}.tfc-footer{text-align:center;border-top:1px solid var(--tfc-border);background:0 0;margin-top:auto;padding:2rem 1.25rem 2.5rem}.tfc-footer__links{flex-wrap:wrap;justify-content:center;gap:.5rem 1.4rem;margin-bottom:.8rem;display:flex}.tfc-footer__links a{color:var(--tfc-muted);font-size:.85rem;text-decoration:none}.tfc-footer__links a:hover{color:var(--tfc-ink);text-decoration:underline}.tfc-footer__copy{color:var(--tfc-faint);margin:0;font-size:.78rem}.tfc-wl{flex:1}.tfc-wl__hero{padding:2.75rem 0 1.5rem}.tfc-wl__eyebrow{letter-spacing:.04em;text-transform:uppercase;color:var(--tfc-accent-dark);margin:0 0 .65rem;font-size:.78rem;font-weight:600}.tfc-wl h1{font-family:var(--tfc-display);letter-spacing:-.02em;color:var(--tfc-ink);margin:0 0 .85rem;font-size:clamp(1.85rem,4vw,2.45rem);line-height:1.15}.tfc-wl h2{font-family:var(--tfc-display);color:var(--tfc-ink);margin:0 0 .85rem;font-size:1.35rem}.tfc-wl__lead{color:var(--tfc-muted);margin:0 0 1rem;font-size:1.05rem}.tfc-wl__lead--sm{font-size:.98rem}.tfc-wl__promise{background:var(--tfc-accent-soft);border-left:3px solid var(--tfc-accent);color:var(--tfc-ink);margin:0 0 1.25rem;padding:.75rem .9rem;font-size:.95rem}.tfc-wl__ghost{align-items:center;text-decoration:none;display:inline-flex}.tfc-wl__section{border-top:1px solid var(--tfc-border);padding:1.75rem 0}.tfc-wl__section--form{padding-bottom:3rem}.tfc-wl__list{color:var(--tfc-text);margin:0 0 1rem;padding-left:1.2rem}.tfc-wl__list li{margin-bottom:.55rem}.tfc-wl__note,.tfc-wl__fine{color:var(--tfc-muted);margin:0;font-size:.88rem}.tfc-wl__fine{margin-top:1rem}.tfc-wl__error{color:#9b1c1c;background:#fde8e8;border-radius:8px;margin:0 0 .85rem;padding:.65rem .8rem;font-size:.92rem;font-weight:600}.tfc-wl__loom{aspect-ratio:16/9;border-radius:var(--tfc-radius-sm);border:1px solid var(--tfc-border);background:var(--tfc-ink);width:100%;position:relative;overflow:hidden}.tfc-wl__loom iframe{border:0;width:100%;height:100%;position:absolute;inset:0}.tfc-wl__loom-ph{border:1px dashed var(--tfc-border-strong);border-radius:var(--tfc-radius-sm);background:var(--tfc-surface);padding:1.25rem 1.1rem}.tfc-wl__loom-ph-title{font-family:var(--tfc-display);color:var(--tfc-ink);margin:0 0 .4rem;font-weight:600}.tfc-wl__loom-ph p{color:var(--tfc-muted);margin:0;font-size:.95rem}.tfc-wl__form{background:var(--tfc-surface);border:1px solid var(--tfc-border);border-radius:var(--tfc-radius);box-shadow:var(--tfc-shadow);margin-top:1.25rem;padding:1.25rem}.tfc-wl__field{color:var(--tfc-ink);flex-direction:column;gap:.35rem;margin-bottom:.95rem;font-size:.88rem;font-weight:600;display:flex}.tfc-wl__field input,.tfc-wl__field select{font:inherit;border:1px solid var(--tfc-border-strong);background:var(--tfc-surface-2);color:var(--tfc-text);border-radius:8px;padding:.65rem .75rem;font-weight:400}.tfc-wl__field input:focus,.tfc-wl__field select:focus{outline:2px solid var(--tfc-accent);outline-offset:1px}.tfc-wl__actions{flex-direction:column;gap:.65rem;display:flex}.tfc-wl__preorder{appearance:none;border:1px solid var(--tfc-border-strong);background:var(--tfc-surface-2);color:var(--tfc-ink);font:inherit;cursor:pointer;border-radius:999px;padding:.75rem 1rem;font-weight:600}.tfc-wl__preorder:hover{border-color:var(--tfc-accent);background:var(--tfc-accent-soft)}.tfc-wl__honey{opacity:0;pointer-events:none;width:0;height:0;position:absolute;left:-9999px}.tfc-wl__status{color:var(--tfc-muted);min-height:1.4em;margin:.85rem 0 0;font-size:.92rem}.tfc-wl__status.is-error{color:#9b1c1c;font-weight:600}.tfc-vq__report{white-space:pre-wrap;word-break:break-word;max-height:28rem;font-family:var(--tfc-mono);background:var(--tfc-surface-2);border:1px solid var(--tfc-border);color:var(--tfc-text);border-radius:8px;margin:1rem 0 0;padding:1rem;font-size:.82rem;line-height:1.5;overflow:auto}.tfc-vq__report:empty{display:none}.tfc-vq__picker{flex-wrap:wrap;align-items:center;gap:.75rem;margin-top:.35rem;display:flex}.tfc-vq__filebtn{border:1px solid var(--tfc-border-strong);background:var(--tfc-surface-2);color:var(--tfc-ink);cursor:pointer;border-radius:999px;justify-content:center;align-items:center;padding:.55rem 1rem;font-size:.92rem;font-weight:600;display:inline-flex}.tfc-vq__filebtn:hover{border-color:var(--tfc-accent);background:var(--tfc-accent-soft)}.tfc-vq__fileinput{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.tfc-vq__filelabel{color:var(--tfc-muted);font-size:.9rem;font-weight:400}@media (width>=640px){.tfc-wl__actions{flex-flow:wrap;align-items:center}}@media (prefers-reduced-motion:reduce){*,:before,:after{scroll-behavior:auto!important;transition-duration:.001ms!important;animation-duration:.001ms!important;animation-iteration-count:1!important}}